Top 30 API‑First Payment Facilitating Software for Mobile App Developers

Curated list of the top 30 API‑first payment platforms that provide robust mobile SDKs, flexible APIs, and global coverage for app‑based commerce.

Featured Offers
Verified Options & Solutions
#2 Stripe

Developer‑centric platform with a unified REST API, native iOS/Android SDKs, and extensive support for subscriptions, one‑time payments, and marketplace payouts.

Full‑stack payments suite offering client SDKs for iOS/Android, tokenization, vault storage, and support for credit cards, PayPal, Apple Pay, and Google Pay.

#4 Adyen

Global payment gateway with a single API, in‑app SDKs, and built‑in risk management, supporting over 250 payment methods worldwide.

Easy‑to‑integrate SDKs for iOS/Android that let developers accept card, Apple Pay, and Google Pay payments directly inside mobile apps.

API‑first checkout solution with mobile SDKs, supporting PayPal, credit cards, Venmo, and local payment methods in over 200 markets.

Unified payments API with mobile SDKs, advanced fraud tools, and support for over 150 currencies and local payment methods.

#8 Mollie

European‑focused payments API offering iOS/Android SDKs, built‑in compliance, and support for cards, SEPA, iDEAL, Bancontact, and more.

#9 Rapyd

All‑in‑one payments and fintech API platform with mobile SDKs, enabling card, wallet, bank transfer, and cash‑in/out across 100+ countries.

#10 Paddle

SaaS‑focused payments API with mobile SDKs, handling taxes, invoicing, subscriptions, and global compliance out‑of‑the‑box.

Global payment gateway with a REST API and mobile SDKs, supporting recurring billing, digital goods, and localized checkout.

Legacy gateway now offering a modern API and mobile SDKs for card processing, recurring billing, and fraud detection.

#13 PayU

Emerging‑market payment platform with API and mobile SDKs, optimized for Latin America, India, and Eastern Europe.

#14 Payoneer

Cross‑border payouts API that lets apps pay freelancers, marketplaces, and sellers in 200+ countries via bank transfers and prepaid cards.

Buy‑now‑pay‑later API with mobile SDKs, enabling smooth checkout, installment plans, and direct payments across Europe and the US.

BNPL API for mobile apps, offering instant installment financing, fraud protection, and seamless UI components.

#17 WePay

Platform‑as‑a‑service API with mobile SDKs, focused on marketplaces, crowdfunding, and SaaS integrations.

#18 Paystack

African‑centric payments API with Android/iOS SDKs, supporting cards, bank transfers, and mobile money in Nigeria, Ghana, and Kenya.

#19 Razorpay

India‑focused payments platform offering a unified API, mobile SDKs, and support for cards, UPI, wallets, and EMI.

#20 Paytm

Indian digital wallet and payments API with mobile SDKs, enabling QR code, UPI, and card transactions.

#21 Alipay

China’s leading mobile payment network, providing an API and SDKs for global merchants to accept Alipay in apps.

#22 UnionPay

China UnionPay API and mobile SDKs for accepting UnionPay cards and QR‑code payments worldwide.

#23 BlueSnap

All‑in‑one payment platform with a single API, mobile SDKs, and built‑in tax, invoicing, and subscription management.

#24 PaySimple

US‑focused payments API with mobile SDKs, offering recurring billing, invoicing, and ACH processing.

API‑first ACH and SEPA Direct Debit platform, providing mobile SDKs for recurring bank‑to‑bank payments.

#26 Dwolla

Developer‑centric ACH API with sandbox environment and mobile SDKs for instant bank transfers and verification.

PCI‑compliant payments API with iOS/Android SDKs, tokenization, and support for cards, Apple Pay, and Google Pay.

#28 PayPro

Payments API focused on subscription and SaaS billing, offering mobile SDKs and built‑in tax compliance.

Enterprise‑grade payments API with mobile SDKs, supporting card processing, tokenization, and omnichannel experiences.

Point‑of‑sale and mobile payments API with SDKs for iOS/Android, enabling card and contactless payments in apps.

API and mobile SDKs that let shoppers pay with their Amazon credentials, supporting voice, card, and wallet payments.

#32 Apple Pay

Native iOS payment framework with server‑side APIs for token validation, enabling seamless in‑app purchases.

Android‑first payment solution offering a REST API and SDKs for tokenized card, wallet, and loyalty program integration.