Top 20 Alternatives to Razorpay in Payment Gateway Software

Razorpay is a India‑focused payment gateway offering seamless checkout, recurring billing, and smart routing. Below is a curated list of 20 other payment gateway platforms you can consider for global or regional transactions.

Featured Offers
Top Competitors to Consider
#2 Stripe

Developer‑first global payment platform with extensive APIs, subscription billing, and fraud protection.

#3 PayPal

Widely recognized online wallet and gateway supporting one‑time, recurring, and invoicing across 200+ markets.

#4 Square

Unified payments, POS, and e‑commerce solution with robust hardware ecosystem for in‑store and online sales.

PayPal‑owned gateway offering credit‑card, PayPal, Apple Pay, Google Pay, and Vault tokenization.

Legacy gateway from Visa with advanced fraud detection, recurring billing, and extensive merchant tools.

#7 PayU

Emerging market‑focused gateway with localized payment methods, installment options, and risk management.

Indian payment gateway offering simple checkout, payment links, and subscription plans for SMEs.

India’s largest multi‑payment gateway supporting 200+ payment options, multi‑currency, and robust reporting.

Integrated with Paytm wallet, UPI, and cards; popular for mobile‑first merchants in India.

#11 Paystack

African‑focused gateway with simple APIs, instant payouts, and support for cards, bank transfers, and mobile money.

Pan‑African payment suite offering card, mobile money, and bank‑transfer processing with a unified dashboard.

#13 Adyen

Enterprise‑grade global gateway with unified commerce, risk management, and support for over 250 payment methods.

Large‑scale gateway delivering omnichannel payments, recurring billing, and advanced fraud tools.

International gateway supporting digital goods, subscriptions, and global tax compliance.

#16 Mollie

European gateway with simple API, supporting SEPA, iDEAL, Bancontact, and many local methods.

#17 Payoneer

Cross‑border payment platform offering mass payouts, card issuance, and marketplace integrations.

Leverages Amazon shopper accounts for checkout, with fraud protection and voice‑assistant integration.

Google‑backed UPI and card processing solution, enabling fast checkout via Google ecosystem.

#20 Alipay

China’s dominant mobile payment network, offering QR‑code payments, cross‑border settlement, and escrow services.

#21 Klarna

Buy‑now‑pay‑later and payment gateway solution with smooth checkout, installment plans, and fraud detection.