Vetted Score
4.6
/ 5.0
Earns a high score for extensive payment options, robust security, and a developer-friendly API, though transaction fees can be a concern for small merchants.
Key Features
Unified Payments Interface (UPI) Integration
Seamlessly accept UPI, credit/debit cards, wallets, and net banking through a single API.
Real-time Transaction Dashboard
Monitor payments, refunds, and settlements instantly with detailed analytics.
Secure Tokenization & Fraud Protection
Advanced encryption and AI-driven fraud detection safeguard every transaction.
Frequently Asked Questions
No, Paytm offers a free onboarding plan; fees are charged per transaction, with discounted rates for premium merchant plans.
Paytm provides SDKs and APIs for Web, Android, iOS, and supports languages like Java, PHP, Node.js, Python, and Ruby.
All data is encrypted using PCI‑DSS standards, and Paytm employs tokenization and AI‑driven fraud detection to protect transactions.
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Specifications
Pricing Model
Free to sign up with transaction fees; premium merchant plans offer lower rates and additional features.
Supported Platforms
WebiOSAndroid