Top 20 Alternatives to Stripe in Payment Gateway Software

Stripe is a developer‑friendly payment platform offering APIs for online payments, subscriptions, and fraud protection. Looking for other payment gateway solutions that provide similar capabilities? Below is a curated list of 20 alternatives.

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Top Competitors to Consider
#2 PayPal

Global online payments leader supporting one‑time, recurring, and invoicing flows with extensive buyer protection.

#3 Square

All‑in‑one commerce suite with POS, online checkout, recurring billing, and robust analytics for SMBs.

PayPal‑owned gateway offering seamless integration for credit cards, PayPal, Apple Pay, Google Pay, and vault storage.

#5 Adyen

Enterprise‑grade platform supporting global payments, risk management, and unified commerce across channels.

Long‑standing gateway with simple APIs, recurring billing, fraud detection, and extensive e‑commerce plugins.

International gateway offering digital commerce tools, subscription billing, and localized checkout experiences.

Global payment processor delivering omnichannel solutions, multi‑currency support, and advanced risk management.

Cross‑border payment network focused on freelancers, marketplaces, and B2B payouts with multi‑currency accounts.

Leverages Amazon shopper accounts for fast checkout, with fraud protection and integration for major e‑commerce platforms.

#11 Klarna

Buy‑now‑pay‑later and payment gateway solution that offers flexible financing, smooth checkout, and merchant analytics.

#12 Mollie

European‑focused gateway with simple API, supporting cards, SEPA, iDEAL, Bancontact, and subscription billing.

#13 Razorpay

India‑centric payment platform offering card, UPI, wallet, and subscription APIs with robust dashboard and fraud tools.

#14 PayU

Emerging‑market gateway covering Latin America, Asia, and Europe, with localized payment methods and recurring billing.

Developer‑first gateway delivering high‑performance APIs, global acquiring, and advanced analytics.

Visa‑owned solution offering payment processing, fraud management, and tokenization for enterprise merchants.

#17 WePay

Integrated payments for platforms and marketplaces, with embedded onboarding, risk monitoring, and payouts.

#18 Paystack

African payment gateway enabling card, bank, and mobile money payments, plus subscription and invoicing tools.

Pan‑African gateway offering card, mobile money, and bank transfers, plus a unified checkout and payouts API.

#20 BlueSnap

All‑in‑one payment platform with global acquiring, subscription billing, and a customizable checkout experience.

#21 Alipay

China’s leading digital wallet and payment gateway, providing QR‑code, online, and in‑app payment capabilities for global merchants.