Top 20 Alternatives to Checkout.com in Payment Gateway Software

Checkout.com is a global payment processing platform offering unified APIs, advanced fraud protection, and multi‑currency support. Below is a curated list of 20 alternative payment gateway solutions that provide similar capabilities for merchants of all sizes.

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Top Competitors to Consider
#2 Stripe

Developer‑first platform with robust APIs, extensive SDKs, and built‑in fraud detection (Radar). Supports subscriptions, one‑time payments, and global payouts.

#3 Adyen

Enterprise‑grade payment solution offering unified commerce, risk management, and support for over 250 payment methods worldwide.

Full‑stack gateway with support for credit cards, PayPal, Apple Pay, Google Pay, and vaulting for recurring billing.

Widely recognized gateway offering PayPal, Venmo, credit/debit cards, and advanced fraud tools for marketplaces and platforms.

#6 Square

All‑in‑one solution for online, in‑store, and mobile payments with integrated POS, invoicing, and developer APIs.

Legacy gateway with easy integration, recurring billing, fraud detection suite, and extensive merchant support.

Global payment processor offering omnichannel solutions, advanced risk management, and support for over 120 currencies.

International gateway with flexible pricing, subscription billing, and support for 100+ payment methods.

#10 PayU

Emerging‑market focused gateway delivering localized payment options, recurring billing, and fraud protection.

#11 Razorpay

India‑centric gateway offering card, net‑banking, UPI, wallets, and powerful APIs for SaaS and marketplace models.

#12 Mollie

European gateway with simple API, support for SEPA, iDEAL, Bancontact, and built‑in recurring payments.

#13 Payoneer

Cross‑border payment platform enabling global payouts, mass payments, and marketplace escrow services.

#14 Klarna

Buy‑now‑pay‑later specialist that also provides traditional gateway services, fraud protection, and seamless checkout.

#15 Alipay

China’s leading digital wallet and payment gateway, offering QR‑code payments, cross‑border settlement, and risk management.

Platform‑focused gateway with integrated onboarding, risk, and compliance tools for SaaS marketplaces.

Enterprise payment management suite with tokenization, fraud management, and support for omnichannel commerce.

#18 Paytm

Indian digital payments ecosystem offering wallet, UPI, QR, and gateway services with extensive merchant tools.

#19 Paystack

African‑focused gateway delivering card, bank transfer, and mobile money payments with simple API and dashboard.

Pan‑African payment platform supporting cards, mobile money, and local payment methods with robust reporting.

#21 Rapyd

All‑in‑one fintech-as-a-service offering payment gateway, e‑wallets, and compliance tools across 100+ countries.