Top 20 Alternatives to Shopify Payments in Credit Card Processing Software

Developer‑friendly platform offering a full suite of payment APIs, recurring billing, and fraud protection for online and in‑person sales.

Advanced PayPal solution that lets merchants accept credit cards directly on their site with customizable checkout and PayPal’s buyer protection.

All‑in‑one POS and online payment system with transparent flat‑rate fees, robust hardware, and integrated inventory tools.

Long‑standing gateway offering virtual terminal, recurring billing, and advanced fraud detection for merchants of all sizes.

PayPal‑owned service that supports credit cards, PayPal, Apple Pay, Google Pay, and offers seamless SDKs for mobile and web.

Enterprise‑grade global payment platform with support for over 250 payment methods, unified commerce, and detailed analytics.

International payment gateway that handles multiple currencies, recurring billing, and offers a ready‑made checkout solution.

Global processor with extensive card‑type support, omnichannel solutions, and robust reporting for high‑volume merchants.

Visa‑owned platform providing advanced fraud management, tokenization, and multi‑currency processing for enterprise merchants.

Cross‑border payment network that enables merchants to receive funds in multiple currencies and withdraw to local bank accounts.

Emerging market‑focused gateway offering localized payment methods, installment plans, and competitive pricing in LATAM, APAC, and EMEA.

European‑centric payment service with simple API, support for SEPA, iDEAL, Bancontact, and transparent per‑transaction fees.

India‑focused payment gateway offering credit/debit cards, UPI, wallets, and subscription billing with easy integration.

Popular Indian digital wallet and payment gateway that supports cards, UPI, and QR‑code payments for online and offline merchants.

Leverages Amazon shopper accounts for checkout, providing familiar UI, fraud protection, and integration with major e‑commerce platforms.

Chase‑backed platform geared toward platform businesses, offering embedded payments, risk management, and instant onboarding.

Modern, API‑first processor with global acquiring, real‑time analytics, and flexible pricing for high‑growth merchants.

Subscription‑based flat‑rate processor with transparent pricing, integrated POS, and advanced reporting for SMBs.

All‑in‑one payment platform offering a payment gateway, hosted checkout, and marketplace solutions with global coverage.

Simple, flat‑fee gateway focused on service‑based businesses, providing recurring billing, invoicing, and integrated phone payments.