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Free, cloud‑based accounting with invoicing, receipt scanning, and basic payroll for U.S. users.
#3 FreshBooks
User‑friendly invoicing and expense tracking; starter plan at $6/month for up to 5 clients.
Designed for freelancers; mileage tracking, quarterly tax estimates, and simple expense categorization.
#5 Zoho Books
Comprehensive accounting with automated workflows; free tier for businesses under $50k revenue.
#6 Xero
Robust cloud accounting; early‑stage plan at $9/month with unlimited invoices and bank feeds.
#7 Kashoo
Simple bookkeeping with real‑time reporting; plans start at $20/month.
#8 SlickPie
Free accounting for small freelancers; automatic data entry via MagicBot and multi‑currency support.
#9 GnuCash
Open‑source desktop accounting; double‑entry bookkeeping, invoicing, and multi‑currency handling.
#10 Money Manager Ex
Free, lightweight personal finance manager that can double as a simple freelance accounting tool.
#11 Akaunting
Free online accounting platform with invoicing, expense tracking, and multi‑user collaboration.
#12 Odoo Accounting
Modular ERP; free community version includes basic accounting, invoicing, and bank reconciliation.
#13 Invoice Ninja
Free plan supports up to 100 clients; invoicing, time tracking, and payment gateway integrations.
#14 SimpleInvoices
Open‑source PHP invoicing system; self‑hosted, no subscription fees.
Starter tier at $10/month; includes cash flow forecasting and automated bank feeds.
#16 Billy
Canadian‑focused accounting with free tier for freelancers; invoicing, expense capture, and tax reports.
#17 Patriot Software
Low‑cost payroll and accounting; basic accounting starts at $10/month.
#18 FreeAgent
Designed for freelancers; simple dashboard, expense tracking, and project budgeting.
#19 KashFlow
UK‑centric accounting with a free trial and plans from £12/month; automated VAT returns.
#20 Sunrise
Free accounting for freelancers; invoicing, expense tracking, and bank sync.
#21 Zoho Invoice
Standalone invoicing tool; free for up to 5 customers, integrates with Zoho Books.
#22 Harvest
Time tracking + invoicing; basic plan $12/month for unlimited users, ideal for billable hours.
#23 Bonsai
All‑in‑one freelance suite; invoicing, contracts, and expense tracking. Starter plan $19/month.
Freelance‑focused accounting with time tracking, invoicing, and tax estimates; free tier available.
#25 Paymo
Project management + invoicing; free for up to 3 users, paid plans start at $9.95/month.
#26 Invoicely
Free plan supports unlimited invoices; basic accounting reports and multi‑currency.
#27 Invoice2go
Mobile‑first invoicing; free tier limited to 5 invoices/month, paid plans from $9.99.
#28 OneUp
Integrated accounting, inventory, and CRM; free tier for freelancers with basic features.
Lite plan at $9/month; essential bookkeeping, automated reminders, and GST/VAT support.
#30 ZipBooks
Free tier includes invoicing, expense tracking, and basic reporting; premium adds time tracking.
Add‑on payroll for Wave users; $20/month per employee, ideal for solo devs hiring contractors.
Simplified plan for freelancers at $20/month; auto‑categorization and receipt capture.
Entry‑level plan with unlimited invoices, bank feeds, and 20+ integrations.
Full‑feature trial; after which the Lite plan provides low‑cost ongoing access.