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Tax‑focused bookkeeping with mileage tracking, expense categorization, and quarterly tax estimates.
#3 FreshBooks
All‑in‑one invoicing, time‑tracking, and expense management platform with strong client‑portal features.
Free, cloud‑based accounting suite offering invoicing, receipt scanning, and basic payroll for freelancers.
#5 Xero
Robust online accounting with bank feeds, automatic reconciliation, and integrations for over 800 apps.
#6 Zoho Books
Comprehensive bookkeeping with invoicing, project tracking, and multi‑currency support.
#7 Kashoo
Simple, real‑time accounting with auto‑categorization, receipt capture, and easy tax filing.
Cloud accounting with cash flow forecasting, invoicing, and compliance tools for solo entrepreneurs.
#9 FreeAgent
UK‑focused accounting with project budgeting, expense tracking, and automatic tax calculations.
#10 ZipBooks
Free tier offers invoicing and basic bookkeeping; paid plans add time tracking and advanced reporting.
Tailored for gig‑economy workers; integrates with platforms like Etsy, Amazon, and eBay.
#12 Invoicely
Free invoicing with optional paid accounting add‑ons; supports multiple clients and tax rates.
#13 SlickPie
Automated data entry via MagicBot receipt scanner and simple financial reporting.
Low‑cost bookkeeping with payroll add‑on; ideal for freelancers needing simple payroll.
#15 LessAccounting
Free, web‑based accounting with invoicing, expense tracking, and basic reporting.
#16 Odoo Accounting
Modular ERP with a powerful accounting engine; free for a single user, paid apps for extra features.
#17 Billy
Canadian‑focused accounting with invoicing, expense management, and GST/HST reporting.
#18 Invoice Ninja
Open‑source invoicing and billing with optional self‑hosted version; supports time tracking.
#19 PayPal Invoicing
Quick, no‑setup invoicing that feeds directly into PayPal balances; basic expense tracking.
#20 Square Invoices
Integrated invoicing for Square sellers; includes automatic payment reminders and online payments.
#21 Harvest
Time‑tracking + invoicing platform with expense capture and simple profit reports.
#22 Bonsai
All‑in‑one freelance suite with contracts, proposals, invoicing, and basic bookkeeping.
Full‑featured QBO with a dedicated self‑employed tier for freelancers needing robust reporting.
#24 KashFlow
UK‑centric cloud accounting with automated VAT returns and project costing.
#25 SimpleBooks
Lightweight bookkeeping with invoicing, expense tracking, and bank reconciliation.
#26 Akaunting
Free, open‑source accounting software with multi‑currency, invoicing, and expense modules.
#27 Manager.io
Desktop‑first accounting with a free version; supports invoicing, payroll, and detailed reports.
#28 Zoho Invoice
Standalone invoicing tool that integrates seamlessly with Zoho Books for full accounting.
#29 Brightbook
Free accounting for freelancers with simple dashboards, invoicing, and expense tracking.
#30 OneUp
Automation‑focused accounting with inventory, CRM, and recurring invoicing for solo businesses.
#31 SlickAccount
Minimalist web accounting with real‑time cash flow visualization and easy receipt import.
#32 Xendoo
Hybrid service offering cloud accounting software paired with a dedicated accountant for freelancers.
Premium tier of Zoho Books with multi‑entity support, advanced inventory, and custom workflows.
Enhanced FreeAgent plan with project budgeting, time tracking, and advanced reporting.
Wave’s paid payroll add‑on for US and Canada, extending the free core accounting suite.