Top 20 Alternatives to SumUp in Credit Card Processing Software

SumUp offers simple card‑present payments for small businesses. Below are 20 comparable credit‑card processing platforms that provide point‑of‑sale, online, and mobile payment solutions.

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Top Competitors to Consider
#2 Square

All‑in‑one POS and online payment suite with hardware options, inventory tools, and analytics.

#3 Stripe

Developer‑focused online payment gateway with robust APIs, recurring billing, and global support.

Mobile card reader and POS system integrated with PayPal’s online ecosystem.

#5 Clover

Customizable POS hardware and software platform with app marketplace for added functionality.

Embedded payment processor for Shopify stores, supporting in‑store and online transactions.

#7 Adyen

Enterprise‑grade payment platform offering unified commerce, fraud protection, and global acquiring.

PayPal‑owned gateway with seamless mobile, web, and in‑app payments plus advanced fraud tools.

Long‑standing gateway providing virtual terminal, recurring billing, and extensive integrations.

Global acquiring solution with omnichannel support and robust reporting.

#11 Payline

Flexible processor for high‑risk merchants, offering POS, e‑commerce, and mobile options.

#12 PayU

Emerging market focused payment gateway with localized methods and strong fraud management.

#13 Payoneer

Cross‑border payment platform with card‑present solutions for freelancers and marketplaces.

#14 Helcim

Transparent pricing processor offering POS, virtual terminal, and e‑commerce integrations.

Low‑cost card reader that pairs with the Square POS app for mobile payments.

Compact card reader and POS app popular in Europe, now integrated with PayPal.

#17 Toast

Restaurant‑focused POS and payment processing platform with integrated ordering and loyalty.

Cloud‑based POS for retail with inventory management, e‑commerce, and payment processing.

iPad‑based POS with built‑in payment processing, suitable for quick‑service and retail."

Mobile card reader and app that lets businesses accept payments anywhere, linked to PayPal accounts.

#21 Mercury

Banking‑first payment processor for startups, offering virtual cards and integrated ACH.