Top 30 Invoicing Software for Small Businesses

Curated list of the top 30 invoicing tools for small businesses, covering features such as customizable invoices, online payments, recurring billing, expense tracking, and seamless accounting integrations.

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Cloud‑based invoicing and accounting platform with time‑tracking, expense capture, and automated payment reminders.

Comprehensive accounting suite with robust invoicing, automatic payment syncing, and integration with over 650 apps.

Free‑tier invoicing tool offering customizable templates, multi‑currency support, and seamless integration with Zoho Books.

#5 Wave

Zero‑cost invoicing and accounting for freelancers and micro‑businesses, with built‑in receipt scanning and online payments.

#6 Xero

Full‑featured accounting platform with professional invoicing, automatic bank feeds, and extensive third‑party marketplace.

Open‑source invoicing solution offering unlimited invoices, recurring billing, and client portal for up to 100 clients free.

Simple invoicing tied to Square’s payment ecosystem; includes QR code payments and automatic reminders.

Create and send invoices directly from PayPal; customers can pay instantly using PayPal or credit cards.

Developer‑friendly recurring invoicing and subscription billing with customizable checkout and automatic retries.

Small‑business accounting with professional invoicing, cash flow forecasting, and multi‑user collaboration.

#12 Kashoo

Straightforward cloud accounting with instant invoicing, auto‑bank feeds, and simple expense tracking.

#13 Harvest

Time‑tracking tool that also generates invoices from logged hours, with integrated payment processing.

All‑in‑one accounting with powerful invoicing, automated workflows, and integration across Zoho’s ecosystem.

#15 Bill.com

Automated AP/AR platform that lets small businesses send, receive, and approve invoices digitally.

Tailored for freelancers and online sellers; offers invoicing, expense categorization, and tax‑ready reports.

#17 FreeAgent

UK‑focused accounting with simple invoicing, project budgeting, and integrated payroll.

Mobile‑first invoicing app with customizable templates, expense tracking, and instant payment links.

#19 SlickPie

Free invoicing and accounting solution featuring auto‑data entry via MagicBot and multi‑currency support.

#20 ZipBooks

Modern accounting platform with smart invoicing, time tracking, and AI‑driven financial insights.

#21 Bonsai

All‑in‑one freelance suite offering proposals, contracts, time tracking, and invoicing with auto‑reminders.

#22 Hiveage

Professional invoicing for agencies and freelancers; supports recurring billing, multiple tax rates, and client portals.

Open‑source web app for creating and managing invoices; ideal for tech‑savvy small businesses.

#24 PaySimple

Payment processing platform that adds invoicing, recurring billing, and automated dunning management.

#25 OneUp

Integrated invoicing, inventory, and CRM tool designed for small retailers and service providers.

#26 Debitoor

Simple invoicing and bookkeeping for freelancers; includes VAT handling and mobile app.

Free UK‑focused accounting software with invoicing, expense tracking, and real‑time cash flow reporting.

Affordable invoicing solution with unlimited invoices, recurring billing, and client portal.

#29 Sliq

Lightweight invoicing app that syncs with QuickBooks Online and Xero for seamless accounting.

#30 Paydirt

All‑in‑one invoicing and payment platform with built‑in escrow for service‑based businesses.

Subscription billing add‑on for Zoho users; creates recurring invoices, manages trials, and handles proration.

#32 Invoicely

Free tier supports unlimited invoices, multi‑currency, and basic reporting; paid plans add automation.

#33 Akaunting

Open‑source accounting with invoicing, expense tracking, and multi‑user collaboration; self‑hosted or cloud.

One‑click payment pages that generate invoices automatically; integrates with Zoho Invoice and Books.

Part of the Clover POS ecosystem; lets small retailers create and email invoices directly from the dashboard.