Best Affordable Invoicing Software with Integrated Time‑Tracking for Contractors

Curated list of budget‑friendly invoicing platforms that include built‑in time‑tracking, perfect for freelancers and small‑to‑mid‑size contracting businesses.

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Verified Options & Solutions

All‑in‑one invoicing and accounting solution with a simple timer, automatic billable‑hour capture, and client‑ready reports.

Free up to 5 clients, offers a built‑in timer, project‑wise billing, and seamless integration with Zoho Books for scaling.

#4 Wave

Completely free invoicing and accounting with a basic time‑tracker, ideal for solo contractors and micro‑businesses.

Industry‑standard accounting with an optional time‑tracking add‑on; affordable starter plan for contractors.

#6 Xero

Cloud‑based accounting with integrated time‑tracking via the native “Timesheets” feature; low‑cost plans for small firms.

#7 Harvest

Focused time‑tracking and invoicing tool; offers a free plan for one user and unlimited projects, perfect for freelancers.

Open‑source invoicing platform with built‑in timer, recurring invoices, and a free tier supporting up to 100 clients.

#9 Paymo

Project management, time‑tracking, and invoicing in one; affordable “Solo” plan includes unlimited clients.

#10 Bonsai

All‑in‑one freelance suite with a sleek timer, automatic invoice generation, and contract management; low‑price starter tier.

#11 Hiveage

Simple invoicing with built‑in time‑tracking; free for freelancers, paid plans start at $9/month for additional features.

#12 Invoicely

Free invoicing platform that adds a basic time‑tracker; premium plans unlock advanced reporting and multi‑currency support.

#13 ZipBooks

Free accounting suite with integrated time‑tracking and automated invoice creation; premium tier adds advanced analytics.

#14 SlickPie

Free invoicing software with a built‑in timer and simple expense tracking; ideal for contractors on a tight budget.

Freelance‑focused invoicing and time‑tracking; free plan includes unlimited clients and contracts, paid plan adds auto‑reminders.

#16 KashFlow

UK‑based invoicing with integrated time‑tracking; starter plan is inexpensive and includes VAT handling for contractors.