Vetted Score
4.6
/ 5.0
Awarded 4.6/5 for its intuitive UI, seamless bank sync, and comprehensive visual reports, making budgeting accessible to all users.
Key Features
Automatic Transaction Import
Connect your bank accounts to automatically import and categorize expenses.
Custom Budget Templates
Create personalized budgeting categories and set recurring targets.
Visual Spending Insights
Interactive charts and reports help you track cash flow and savings goals.
Frequently Asked Questions
Yes, Pencil offers all features at no cost and does not charge subscription or transaction fees.
Pencil integrates with most major banks and credit unions in the US, Canada, and Europe; a full list is available in the app’s settings.
Yes, you can export transactions and reports in CSV format for use in other financial tools.
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Specifications
Pricing Model
Completely free with no paid tiers or hidden fees.
Supported Platforms
Web (browser)iOSAndroid