Vetted Score
4.5
/ 5.0
Earns a strong score for extensive Latin American coverage, flexible APIs, and robust security, though fees can be higher for low‑volume merchants.
Key Features
Secure Checkout Integration
Embed a PCI‑DSS compliant checkout that supports cards, digital wallets, and local payment methods.
Instant Payouts
Receive funds directly to your bank account or Mercado Pago wallet within minutes.
Advanced Fraud Protection
AI‑driven risk analysis and real‑time monitoring to minimize chargebacks and fraudulent transactions.
Frequently Asked Questions
No, Mercado Pago does not charge a monthly fee; you only pay per transaction.
It supports credit/debit cards, digital wallets, bank transfers, cash payments, and local payment options like Boleto.
Yes, payouts can be transferred directly to bank accounts in supported countries or to a Mercado Pago wallet.
Specifications
Pricing Model
No monthly fees; transaction fees start at 2.99% + $0.30 per payment, with volume discounts for higher volumes.
Supported Platforms
WebiOSAndroid