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Actual Budget

Free

Simple, open-source budgeting tool for personal finance management.

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4.6 Editor Rating
Vetted Score
4.6 / 5.0

Earns a high score for its open-source transparency, cross‑platform availability, and powerful budgeting features with minimal learning curve.

Key Features
Automatic Transaction Import

Connect bank accounts to automatically import and categorize transactions, reducing manual entry.

Customizable Budget Categories

Create unlimited categories and sub‑categories to match your personal financial structure.

Robust Reporting & Forecasting

Generate visual reports and cash‑flow forecasts to track spending trends and plan ahead.

Frequently Asked Questions

Yes, the desktop application is free and open-source; a paid cloud sync service is optional.

It runs on Windows, macOS, Linux, and offers companion apps for iOS and Android.

Yes, by subscribing to the cloud sync service for $4 per month you can access your data on all devices.
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Specifications
Pricing Model Free core app; optional cloud sync subscription at $4 per month for multi-device access.
Supported Platforms
Windows 10/11macOSLinuxiOSAndroid