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#2 Mint
Comprehensive personal finance manager that automatically syncs with banks, categorizes transactions, and offers budgeting dashboards.
Free financial dashboard that tracks spending, net worth, and investments, with budgeting insights and retirement planning tools.
#4 Goodbudget
Envelope‑based budgeting app for individuals and couples; syncs across devices and supports shared budgets.
#5 EveryDollar
Dave Ramsey’s zero‑based budgeting tool; free version lets you create monthly budgets and track spending manually.
#6 PocketGuard
Simple budgeting app that shows how much you have left after bills and savings goals; free tier includes basic tracking.
#7 Wally
Free expense tracker with receipt scanning, budgeting insights, and multi‑currency support.
Open‑source desktop app for personal finance; supports multiple accounts, budgeting, and reporting.
#9 GnuCash
Free, open‑source accounting software for personal and small‑business finance; includes budgeting and reporting features.
#10 HomeBank
User‑friendly open‑source budgeting tool with powerful analysis charts and multi‑account support.
#11 Buddi
Simple, open‑source budgeting software for beginners; offers basic budgeting, reporting, and data import.
#12 KMyMoney
Feature‑rich personal finance manager for Linux/Windows; includes budgeting, investment tracking, and scheduled transactions.
#13 Firefly III
Self‑hosted, open‑source personal finance manager with budgeting, asset tracking, and multi‑user support.
Desktop finance software offering budgeting, investment tracking, and bill reminders; 30‑day free trial available.
#15 Toshl Finance
Free tier provides basic budgeting, expense categorization, and visual spending reports.
#16 Money Lover
Free personal finance app with budgeting, bill reminders, and multi‑currency support.
Envelope‑budgeting system with a free plan that lets you create budgets and track spending.
#18 Splitwise
Free expense‑sharing app ideal for couples and roommates; helps split bills and settle balances.
#19 Zeta
Free budgeting and joint account app designed for couples; tracks shared expenses and savings goals.
#20 Prism
Bill‑tracking app with free budgeting features; aggregates all your bills and shows upcoming expenses.
Visually‑driven budgeting app with free basic features for tracking income, expenses, and shared wallets.