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#2 Mint
Intuitive, web‑ and mobile‑based budgeting app that automatically categorises transactions, tracks bills, and provides free credit score monitoring.
Free financial dashboard that combines budgeting, net‑worth tracking, and investment analysis with powerful retirement tools.
Simple budgeting tool that links to your accounts, shows how much you have “in your pocket,” and helps you curb overspending.
#5 Goodbudget
Envelope‑budgeting app (web & mobile) that lets you allocate money to virtual envelopes and sync across devices.
Dave Ramsey’s zero‑based budgeting app that lets you plan monthly spending and track expenses manually.
#7 GnuCash
Open‑source desktop accounting software with robust budgeting, double‑entry bookkeeping, and multi‑currency support.
Free, cross‑platform personal finance manager that offers budgeting, reporting, and transaction tracking.
#9 Buddi
Lightweight, open‑source budgeting program designed for beginners, with simple charts and CSV import/export.
#10 HomeBank
Free personal accounting software that provides detailed budgeting reports, visual graphs, and easy CSV import.
#11 Firefly III
Self‑hosted, open‑source finance manager that supports multi‑user budgeting, asset tracking, and extensive reporting.
#12 KMyMoney
Feature‑rich, open‑source personal finance manager for Linux, Windows, and macOS with budgeting, investment tracking, and scheduled transactions.
Fun, visual budgeting app that categorises spending, supports multiple currencies, and offers basic budgeting reports.
Free budgeting app that syncs across devices, visualises cash‑flow, and provides goal‑setting features.
#15 SimpleBudget
Web‑based envelope budgeting tool that lets you create custom envelopes and track spending without any ads.
Cross‑platform finance manager with budgeting, bill reminders, and multi‑currency support in its free tier.
#17 Splitwise
While primarily for shared expenses, Splitwise’s groups and expense‑tracking features can double as a simple household budgeting tool.
Free 30‑day trial of a cloud‑based budgeting platform that imports data from Mint and Quicken and offers basic budgeting reports.
#19 Wave Accounting
Free accounting software for freelancers and small businesses that includes expense tracking and simple budgeting dashboards.
Mobile‑first budgeting app with expense categorisation, bill reminders, and visual spending insights.
Colorful budgeting app that lets you create shared wallets, set budgets, and view spending trends without a paid subscription.